The study of communications: Test

1) The study of communications in the early twentieth century solidified in to which two approaches? (a) Culture shock and cooperative conflict style (b) Rhetorical and behavioral (c) Dichotomous and recursion (d) Self-awareness and positive reinforcement2) Beliefs that are so central to a cultural group that they are never questioned are known as: (a) True believers (b) Empowerment (c) Self awareness (d) Cultural values3) Organizational communication exhibits two properties: (a) Organization and structured (b) Planning and execution (c) Function and production (d) Assertiveness and bluntness4) The intent to harm is a defining element of: (a) Striking (b) Insulting (c) Ignoring (d) Bullying5) What type of roles helps establish a group’s social atmosphere? (a) Relational Roles (b) Communication Roles (c) Leadership Roles (d) Expressive Roles6) Ludwig von Bertalanffy advanced a theory of seeing organizations as systems embedded in larger systems. This is known as the? (a) Perfec tion Theory (b) Globalization Theory (c) Work Force Theory (d) General Systems Theory7) Conflict in the Middle East leads both to fears that oil production will suffer and to higher energy costs in the United States, and this is known as: (a) Domination (b) Mass Assimilation (c) Globalization (d) Global Marketing8) Studying the intercultural communication is important to improve: (a) Personal gain (b) Employers trust (c) Cultural respect (d) Self awareness9) John Oetzel found that which communication processes led to task effectiveness and member satisfaction in many small group situations? (a) Equal Participation (b) Respectful (c) Cooperative conflict style (D) all of the above10) Supervisors can increase employee’s feelings of self-efficacy through: (a) Promotions (b) Empowerment (c) Confidence (d) Motivation11) Exhaustion, cynicism, and ineffectiveness are all part of a workplace phenomenon called: (a) Workforce retention (b) Employee tolerance (c) Burnt Out (d) Lack of C ooperation12) Formal education in the United States emphasizes: (a) Dichotomous (b) High paying jobs (c) Capitalism (d) Relational Roles13) What is the trait theory? (a) Successful recruiters are always needed (b) Leaders are born (c) Self-starters are always successful (d) Motivational speakers are well educated14) The process in which you and others begin to see you as an integral and accepted part of an organization is known as: (a) Assimilation (b) Asset (c) Productive (d) Manager15) Familiarity with others, organizational acculturation, recognition, involvement, job competency, and role negotiation are all part of: (a) Social network (b) People person (c) Talented recruiter (d) Metamorphosis16) Communications ethics is defined as: (a) The standards of what is right and wrong, good or bad, moral and immoral. (b) The practice of being fair, collective and responsive to one’s needs (c) Talking to others with respect and using proper speech skills (d) Not swearing or using v ulgar language will on work site17) What is quid pro quo? (a) Using your brains to receive a promotion (b) Monitoring your coworker’s habits to gain an advantage come panel reviews (c) The request for sexual favors as a condition of getting or keeping a job or benefit (d) Exercising your rights to table a board meeting if conditions are not to your liking18) What percentage of employers monitors workers Web connections? (a) 80% (b) 92% (c) 73% (d) 76%19) The two types of purposes for a speech include: (a) General + Specific (b) Focused + Consistent (c) Topic + Subject (d) Local + Long distance20) When audience members entrust you with their time and attention, you are obligated to treat them with: (a) Respect and Kindness (b) Fairness and Concern (c) Cooperation and alertness (d) Confidence and emotion21) The number one social phobia in the United States is: (a) Appearance (b) Smell (c) Public Speaking (d) Center of Attention22) One out of twenty people suffers such a fear of public speaking that they: (a) Sweat (b) Shake (c) Begin to stutter (d) Are unable to finish23) Ancient Greeks, the Middle Ages, and the _______ all made major contributions to the study of communication. (a) Renaissance (b) Golden Age (c) Contemporary (d) Industrial24) What is the attribution theory? (a) Attritional Bias (b) Self-serving bias (c) Fundamental Attribution error (d) All of the above25) Considering the ages, races, sexual orientations, religions, and social-class backgrounds of your audience is all part of the: (a) Demographical Analysis (b) Geographical Analysis (c) Cultural Analysis (d) Ethical Analysis26) If you wish to be sensitive to other people’s identities, you should: (a) Consider who you communicate with (b) Remember what the person’s personality first (c) Ignore any weaknesses that person by have (d) Be aware of 3 key ethical issues that can impact your communication with others27) Statistics, examples, and personal narratives are all ________ that can be used to enhance your speech. (a) Collective resources (b) Important topics (c) Ideal focuses (d) Supporting materials28) One way to ensure you are prepared for your presentation is to: (a) Memorize (b) Practice (c) Be well dressed (d) Check for errors29) A relationship that is described as variable with â€Å"ups and downs† over time,† sometimes close, sometimes distant† is being described according to: (a) Turning point model relationships (b) Mutual beneficiary relationships (c) Contemporary relationships (d) Proactive casual relationships30) What is the model of communication created by the textbook authors? (a) 2 way Human differential communication (b) Multicultural transaction communication (c) Human communication in Society or transactional (d) Social group communication and group interaction31) How do you develop identity? (a) By communicating outside of your local area (b) Ignore negative feedback from others (c) By expressing yourself, throu gh beliefs and persuasion (d) Through internal awareness and environmental influences, and input from others32) De-escalating your anger, confronting the situation assertively, and listening to understand are all components of: (a) Effectively handling interpersonal conflict (b) Anger management and â€Å"Cool Down† cycle (c) Emotion control (d) Obedience and patience33) The truth bias involves: (a) The belief of once a liar always a liar (b) Common practice of trusting no one until properly known (c) Lack one’s trust through secrets (d) Tendency to not suspect one’s intimates of deception34) A feeling of disorientation and discomfort due to the unfamiliarity of surroundings is known as: (a) Unfamiliar territory (b) Culture shock (c) Culture anxiety (d) Culture phobia35) What is identity? (a) Social categories that you identify yourself (b) Categories that others place on you (c) Labels influenced on you by outside sources (d) Who you are as a person36) What are the elements that make up personality? (a) Emotional State (b) Knowledge (c) Outlook (d) All of the above37) What are some reasons for studying intercultural communication? (a) Improve your ethics (b) Be aware of different laws and customs (c) Learn others peoples culture so you can travel (d) Enhance own self awareness38) What we communicate, we exchange which two kinds of messages? (a) Practical and impractical (b) Emotional and non-emotional (c) Voluntary and involuntary (d) Verbal and non-verbal39) The social penetration theory describes what as a key component in relationship development? (a) Comfort (b) Disclosure (c) Company (d) Fun40) Proximity, physical attractiveness, and similarity are all factors that influence: (a) Attractiveness (b) Personality (c) Intelligence (d) Motivation41) The tendency for people to work harder and do better when others are around is known as: (a) Influential motivation (b) Work ethic spectrum (c) Social Facilitation (d) Positive reinforcement42 ) Societal factors that do not affect your perceptions include: (a) Role of Employee (b) Company Policies (c) Work force involvement (d) Role of leadership43) Two contemporary approaches to the study of communication include: (a) Honesty and truthful (b) Critical and Interpolate (c) Patient and observant (d) Listener and receiver44) List the different types of leadership? (a) Trait theory and Laissez-faire (b) Democratic and Authoritarian leader (c) Both A and B (d) None of the above45) What is the most important thing you learned in this class? (a) Building your identity (b) Self-awareness (c) Verbal ethics (d) Communication

Industrial Revolution Essay

Industrial revolution describes the period between 1750 and 1850, in which tremendous changes characterized by developments in textile, iron were realized. The revolution was spearheaded by Britain. Modern historians refer to these changes as the first industrial revolution (Clark, 2007). The second revolution was characterized by steel, electronics and automobiles and was spearheaded by Germany (Clark, 2007). The Industrial Revolution was a period filled with drastic social and economic changes. The transformation between hand-made tools and goods to machine-manufactured products changed not only the economy, but also the lives of the workers. The first changes began in Great Britain in the 1780’s and spread across Europe and North America by the 19th century leaving a profound effect on the entire world. The Industrial Revolution effected every aspect of human society including the nature of work, child labor, and health conditions of the workers. Agriculture was a dominant job for workers before the Industrial Revolution. Sebastian Le Prestre Vauban listed many typical jobs including â€Å"†¦mowing, harvesting, threshing, woodcutting, working the soil and the vineyards, clearing land, ditching, carrying soil to vineyards or elsewhere, laboring for builders and several other tasks†¦Ã¢â‚¬  (Wiesner 152) in his tax-reform proposal. This document shows that life as farmer consisted of purely manual labor. Although these jobs were arduous and demanding, the typical agricultural worker was only employed for half the year according to Vauban. Agriculture was a task-based working system where the work was completed according to a completing a task by a certain deadline. As long as the tasks  were completed on time, the hours spent working were not tightly regimented. With the dawn of the Industrial Revolution, workers moved from the fields to the factories. The Industrial Revolution had a great impact on the human’s rights and conditions and it also resulted in significant technological advancements, but it can be categorically stated that the technological advancements during the Industrial Revolution were paramount when compared to the revolution’s impact upon human rights and conditions. Agriculture was the main-stay for livelihood before the era of Industrial Revolution. Most of the people owned farmlands and workers were employed to work in the farms. Although Industrial revolution brought about significant economic development throughout Europe, there were also considerable social and cultural changes seen as well (Snooks, 2002). Industrial revolution had a tremendous transformation on the middle class, which initially was comprised of industrialists and businessmen to another class of noble and gentry people. There were increased employment opportunities for the ordinary working people in the industries, but under s trict working conditions. There work was monitored and controlled by machines hence long hours of work (Clark, 2007). Industrial revolution led to the introduction of urbanization since many people relocated to the cities to look for employment in factories; such as the water power silk mill and the cotton spinning mill. This was characterized by dense, cramped housing and poor living conditions. There was the introduction of new laws guarding child labor, public health and working condition for the ordinary workers to avoid exploitation of the minority (Snooks, 2002). As much as there were positive effects of the industrial revolution such as urbanization, there was also a negative impact on industrial revolution that comprised of people who were anti technologists such as the luddites (Clark, 2007). There was a change in culture since new cities grew rapidly, affecting families and peer groups. For instance, there was an influence in drugs by peer groups and the following: Economic Changes During the first industrial revolution, there was an unprecedented economic transformation; there was a tremendous increase in population growth that  was sustained. This led to considerable expansions of commercial activities in Europe (Snooks, 2002). Steam power was invented that was used to provide power in the factories, used for mining, and transport. It replaced human labor and introduced machines that could do mining in depth, increase production in the industries, and fast means of transport to the markets. The textile industry was changed by new machines the spinning Jenny allowing for much higher production at lower costs and in less time (Jacob, 1997). Thanks to the industrial revolution that brought about, better transport system such as the canals and then the railway. These provided quick, better means of transporting raw materials from the mines and also finished products to the market. Trade expansion was enabled. There was also much development in metal and chemica l industries due to the industrial revolution that provided better working conditions for its workers (Clark, 2007). Development of all-metal machine tools enabled the manufacture of more production machines for industries. These spread all over Western Europe and North America then to the rest of the world. The industrial revolution facilitated the manufacture of more production machines. Causes of Industrial revolution Industrial revolution came about due to several inventions and the scientific revolution allowing for new discoveries such as technology. Resources required for the industrial revolutions were readily available hence boost industrialization to occur. There was a culture of hard work, developing ideas and risk taking that initiated for the industrial revolution in Europe. Availability of large amount of capital that Europe was ready to use for investment also led to the industrial revolution (Clark, 2007). There was the end of feudalism that changed the economic relationship among the Europe continent, this encouraged industrial revolution. A large population that allowed for industrial workforce was available. Conclusion As much as Western Europe tried to do away with capitalism, industrial revolution contributed to the creation of a true capitalist system. There was wide spread of investments, stock markets, and business corporations. Britain was the main advocator for the industrial revolution due to the agricultural revolution. The British kings lost power and the land holders  gained power (Clark, 2007). There is no doubt that the Industrial Revolution was one of the most influential time periods of human history. It was almost solely responsible for propelling society into the modern economies that we still have in place today. The technological advances of this time are what allowed for the mass production of goods and services for society, which allowed for trade to be conducted on a much larger scale. Additionally, the average family saw in increase in the amount of income that they received because an unskilled worker could find work in one of the many new factories that were opened to pro duce the goods needed for the business world. Unfortunately the workers of the time were usually taken advantage of because of their apparent lack of skill and the abundance of workers available for the same jobs. This created a work environment especially negative for women who would be treated unfairly in the workplace and would receive less pay for the work that they did. Prompted by the oppression that many in the working class felt, literary works were put out to inspire the workers to take back their freedoms. Karl Marx advocated for a revolution of the working class over the management that held them back. Bakunin advocated for the overthrow of the government to get society to a natural state of harmony, and the Pope pushed for a united workers front where the government protected its citizens from being oppressed in the workplace. Over the course of the Industrial Revolution the worker saw vast changes, which ultimately lead to the economic times we have now that are improved from the days of the past. Works Cited Clark, G. (2007). A Farewell to Alms: A Brief Economic History of the World. Princeton University Press. Princeton University Press: Princeton. Jacob, M. (1997). Scientific Culture and the Making of the Industrial West. Oxford: Oxford University Press. Snooks, G. D. (2002). Was the Industrial Revolution Necessary. London: Routledge. (2008, 04). Impact of the Industrial Revolution. StudyMode.com. Retrieved 04, 2008, from http://www.studymode.com/essays/Impact-Of-The-Industrial-Revolution-144806.html â€Å"Industrial Revolution Research Paper† StudyMode.com. 05 2011. 2011. 05 View as multi-pages

Creativity and Innovation in Indian Banks

Topic: Innovative products by Indian organizations in the Banking Sector Akshita Shetty Student K J Somaiya Institute of management studies and research PGDM (RM) Roll no: 56 Email id:[email  protected] com Abstract During the past one decade, one of the sectors which underwent visible sea-change through innovative strategies is undoubtedly the banking sector. The sector has been growing at a fast pace in India and is challenged with several aspects like new regulations from time to time, changing customer needs and perceptions, changing technology and changing operations.Technology has been playing a crucial role in the tremendous improvement of banking services and operations. Indian banking industry has moved way ahead both in terms of offering value added services and delivering quality service. It was thought that the world financial crisis would impact the Indian banking sector in a serious manner. But, because of the strong foundations of Indian banking system with the suppo rt from well structured financial systems, the anticipated impact of the world crisis was almost insignificant. Instead, it helped the banks to get strengthened further and become closer to the customer with innovative approaches.Banks appear to be on the path of achieving sustainability and a long-term survival because of innovation. Keywords: Innovation in banking, technology in banking, changes in banking, transformation in banking, IT in banking, Indian banking. Introduction Technology has brought about a complete paradigm shift in the functioning of banks and delivery of banking services. Gone are the days when every banking transaction required a visit to the bank branch. Today, most of the transactions can be done from the comforts of one’s home and customers need not visit the bank branch for anything.Technology is no longer an enabler, but a business driver. The growth of the internet, mobiles and communication technology has added a different dimension to banking. T he information technology (IT) available today is being leveraged in customer acquisitions, driving automation and process efficiency, delivering ease and efficiency to customers. Many of the IT initiatives of banks started in the late 1990s or early 2000 with an emphasis on the adoption of core banking solutions (CBS), automation of branches and centralization of operations in the CBS.Over the last decade, most of the banks completed the transformation to technology-driven organizations. Moving from a manual, scale-constrained environment to a global presence with automated systems and processes, it is difficult to envisage the adverse scenario the sector was in the era before the reforms, when a simple deposit or withdrawal of cash would require a day. ATMs, mobile banking and online bill payments facilities to vendors and utility service providers have almost obviated the need for customers to visit a branch.Branches are also transforming from operating as transaction processing points into relationship management hubs. The change has been very productive for banks bringing in an increase in productivity and operational efficiency to be more competitive. Better risk management due to centralization of information and real time availability of critical data for decision making. With most of the banks being technology-enabled, the focus is shifting to computerizing regional rural banks (RRBs).In addition, banks are moving toward decision making and business intelligence software and trying to optimize the IT infrastructure created The banking system in India has created a niche for itself in the current competitive global arena where adoption of new and innovative technological developments carries the key to expansion of business and its future development. The Indian banking system has come a long way from being a player restricted to domestic boundaries to a leading giant in the world of financial services across the globe.Credit for this progress goes to a mix of factors like, the introduction of various economic reforms which gave a boost to the banking sector, adoption of new technology by banks in order to streamline their line of businesses and increasing profits by improving cost efficiency and offering doorstep banking convenience to their customers. Banking ‘Then' and ‘Now' Indian villages were deprived of various financial products like mutual funds, insurance and equity trading hitherto, which are now accessible through proxy banking in the form of Internet kiosks and ATMs.The alias given to banking which is not routed through branches is ‘Channel Migration'. Through this route, a bouquet of services is at the customers' disposal in today's banking system. This is possible because banking transactions are stored in a centrally located server with which all other branches of a bank are connected. The technological systems in India are considered far more advanced than those of Russian and Chinese banking sy stems but are lagging far behind the UK, USA and Singapore.Connectivity takes root Today almost all scheduled commercial banks are connected to all the branches on a real time basis extending the anywhere banking facility to the customers, which means that it is not necessary for a customer now to visit the branch personally in order to conduct transactions. Now a customer has various other options available with him like internet banking, mobile banking, ATMs (automated teller machines), phone banking which offers 24 X 7 banking, etc.Whenever and wherever a transaction is done in a bank account, the updated status is reflected in all the branches, thus making anywhere banking possible. ATMs have revolutionalized the banking sector by making cash and other banking services available to customers at all times. Future Outlook The future of Indian banking lies in increased investment in technology platforms and a greater focus on end-to-end solutions provided by IT majors like core ban king products, vertical specific CRM and risk management software. Body scopeInnovation by Indian banks in aspects such as: Service banking ATMS’s Net banking Mobile banking ECS/RTGS/NEFT Debit card/credit cards CRM (customer service) Case studies: (for example) South Indian Bank: The salary disbursement of corporates , firms and such others who maintain accounts with any of the 511 CBS branches would be managed by the Bank, hassle-free and free of any bank charges. The employer would be benefited in that the salary could be disbursed to any employees/any single employee who are/is working even in far-off places where SIB has no presence.Dr. V. A. Joseph ,Chairman & CEO of the Bank and Mr. M. P. Gopalakrishnan,President ,CMS Trust jointly launched the product . In his inaugural address Dr. Joseph said, †This convenience banking product, which is designed for the convenience of both employers and employees, leverages the bank's strong technology platform, which connects all the 511 branches and 26 extension counters of the Bank under Core Banking Solutions network offering anytime banking to its customers. GSSA can be opened with zero balance†.The Chairman and CEO of the Bank also stated, â€Å"South Indian Bank, being a customer – oriented Bank is striving hard to render personalized customer service using the latest technological capabilities. The technological capability of the Bank was recognised when the Bank could bag the banking technology excellence award from IDRBT which is the technical arm of RBI. The service quality of the Bank has also been recognized when the Bank was selected in the ‘Outlook Money – C Fore’ survey as the best private sector Bank in India in the service quality segment. . Dr. Joseph also referred to the facility recently started for online booking of offerings, free of bank charges , through South Indian Bank payment gateway-the first bank to go online booking -by the customers of the bank who are devotees of Guruvayur Sreekrishna Temple which is described as the Dwaraka of South India. This facility is being utilized by the NRIs also to effect offerings, hassle –free with greater transparency and security at the click of a button ,either for themselves or their aged parents resident in India.. South Indian Bank had completed on 26. 03. 07 the project ‘SIBertech’ by introducing a centralised Core Banking Solution in technology partnership with Infosys Technologies when many banks had not even started implementation of CBS . SIB, had started this project in 2001 to render personalized customer service. The new product now launched would confirm this belief†, the Chairman concluded his inaugural address.With the following carefully thought-out value additions of this innovative convenience banking product , banking for employers and their employees, is made extremely easy and comfortable: – * ;Free International ATM-cum-Debit Card for which annual maintenance charges are not collected * Online booking of offerings for Lord Sri Guruvayurappan, free of bank charges * O  Withdrawal of cash from the ATMs of other Banks free of bank charges (As charges would be borne by SIB) * O  Free utility payment and e-commerce services * ;No stipulation on minimum balance ;The depositor enjoying many freebies can earn the usual SB interest * ;The depositor can operate his SB account –during his travel/temporary transfer /transfer- hassle-free * ;The account can be closed /transferred to another branch with out any charge * ;Free of cost cheque leaves (subject to limits in each category ) * ;Free fund transfer facility through RTGS/NEFT/Fast Money /DD Customers of this feature-rich Savings Bank account are also provided with facilities to open Depository account and also enjoy mobile banking facility. Indian bank:Indian Bank has won the ‘Golden Peacock Innovative Products/Service Award' for 2011. The award was received by the bank's Chairman and Managing Director, Mr T. M. Bhasin, at the World Congress on Total Quality, held in Bengaluru on Saturday. The award was given to the bank â€Å"in recognition of its contribution to promotion of self help groups (SHGs)†. SHGs have turned out to be major vehicles of women empowerment. In the current year, Indian Bank has so far disbursed Rs 1,360 crore to 55,391 SHGs, taking the total exposure under the SHG portfolio to Rs 2,336 crore, benefiting 175,390 SHGs, says a press release from the bank.State Bank of India: State bank of India, the largest public sector bank in India, offers the following innovative services. 1. SMS Unhappy This innovative idea was initiated by Mr. Siva Kumar, Dy. Managing Director of SBI. Any customer who wants to lodge a complaint sends the message â€Å"Unhappy† to a specified number (8008202020). The Happy Room then calls the customer and records the details of the complaint. The complaint is then forwar ded. SBI has received thousands of such messages since its commencement and this service is a great success.Other banks have also started imitating this service. 2. Crorepati Only Branch SBI has launched first of its kind branch for High Networth Individuals (HNI) where it takes minimum Rs 1 crore to open an account, and that too on invitation only. This branch offers specialized banking facilities like relationship managers, 24/7 lockers, extended banking hours, doorstep pick-up and drop facilities, in addition to pampering customers five-star amenities at the branch. â€Å"We have opened as many as 50 accounts so far.We are confident of opening another 150 by the end of the current fiscal,† as per Mr. Shiva Kumar, Chief General Manager, SBI4. According to SBI, an attractive feature of the branch is 24 hour open lockers. The bank also is providing special dressing rooms for customers to cater to the needs of late night function goers segment. References -Y. Ramakrishna, Serv ice Innovation in Banks for Sustainability, IJMBS Vol. 2, Issue 2, April – June 2012 -Indian banking System: Epitome of continuous innovation, 2008. -Process innovation in the Indian banking industry, 2009 Indian Banking Sector: Challenges and Opportunities -Keertiman Sharma, Innovations in rural financial products and services, VOL. 2(1) – 2011: 35-37 -Outsourcing in the Indian banking sector: gaining momentum, 2008 -Innovation in retail banking -India PRWIRE, South Indian bank launches another innovative convenience product, 2008 -Vortex engineering, Solar power to enable banking and ATM facilities for rural india, 2011 -J U Ahmed, Services Rendered by Commercial Bank: A Customer Oriented empirical Evidence from State Bank of India, Vol. I No. – 2, Jan-2011 ——————————————– [ 1 ]. Service Innovation in Banks for Sustainability [ 2 ]. technology in banking: I nsight and foresight [ 3 ]. Indian banking system: epitome of continuous improvement [ 4 ]. Solar power to enable banking and ATM facilities for Rural  India [ 5 ]. Y. Ramakrishna, Service Innovation in Banks for Sustainability, IJMBS Vol. 2, Issue 2, April – June 2012

Designing a new tool for warming tubular meat products Research Paper

Designing a new tool for warming tubular meat products - Research Paper Example The common meat products warmed are mutton, beef, mattock, fish fillet, chicken meat and pock. The most warming is done in the evening hours far many hours after cooking to keep the meat products warm and fresh. Meat products that remained and are kept for next day need to be warmed in the morning. The warming process roughly takes 30-45 minutes depending on the quantity and the device for warming. My concept of developing a new heating tool relies on the concept of efficiency and reliability. My new tool uses the concept of hot water bath heating. The existing source of heat which is being used for cooking is reused for warming it can be solar heating, charcoal or fire wood or electricity. A metallic container is set just alongside the cooking place and is half filled with water. The meat to be warmed is packed is small plastic bags the immersed in the container. The water gets heated as the cooking of other food is done warming the meat products. Castle L, Nichol J, Gilbert J. Migration of mineral hydrocarbons into foods: waxed paper for packaging dry goods including bread, confectionery and for domestic use including microwave cooking. Food Additives and Contaminants 1994; 1191):

Globalization Term Paper Example | Topics and Well Written Essays - 1500 words

Globalization - Term Paper Example Financially, emergence of world wide financial markets has also improved external borrowing terms and relations; this has greatly contributed to the global financial structure instability. This is because the structures have grown dramatically than any other transitional regulatory regime. This can be seen in the current global economic crisis being experienced, the world economy has been intertwined and thus depends on the out comes of the bigger economies (Murray, 8). Economically, common markets are based on freedom of exchange in goods and services .Collapse of one market can therefore not be contained. This creates a generalized risk because if one country which for example is the market economy collapses the effects will be impacted also to the country which produces those goods or services because they will not be in a position to buy them (Sheila, 10). Politically globalization has been used to create cartels which are target towards particular motives or interests for example the World Bank, IMF among others. These cartels provide a means of control and regulations which deters relations between governments and mandates rights in regard to social and economic globalization. The United States for example has enjoyed a power stratus compared to other powers because of its vast wealth and resources backed by a very strong economy. This is because no other power may be able to compete with its vast wealth, resources, industries, technology among others (Jurgen, 8). With increase in technology communication links and networks have been established both in developed and geographically remote locations. The world nowadays has been linked with such things as satellite, fibre optics telephone and internet technologies .When flow of information is therefore considered the world is all connected to a one small global village. Globalization also has contributed to the use of one common language in most parts of the world, for example English is widely used because most of the communication equipment s e.g. the telexes mails among others are in English (Jurgen, 8). Globalization also means that various and vast range of products will be at the world market. This means that only the best goods or services will fetch market and good prices .This leads to competition where countries try to improve quality of their products as well as increasing value of these products in order to have the competing edge in the world market. Ranges of products are also coming up each and every world in through trade market in order for them to participate in the trade (Steiger, 8). Industrialization has also lead to climatically change that is currently being experienced. This has lead to change in climatic patterns thus lower production mostly affecting agricultural sectors where Africa can be cited as an example. This because most industries emit gases which are destructive to the ecological composition. They also require dirty industrial stage where they dumb the waste; this has led to environmental pollution for Example Rivers, lakes, soil etc (Jurgen, 8). Globalization had its effects in the world of business. Pressure is applied to lowly industrialized third world countries which operate on the same

Newspaper Articles Summary Assignment Example | Topics and Well Written Essays - 500 words

Newspaper Articles Summary - Assignment Example For that reason, Mcbrayer says that root cause of this attitude must lie somewhere else but not in the philosphers. Mcbrayer argues in the article that the attitude of viewing moral values as mere opinions that are not factual lies in the education system of America, particularly in the curriculum. Mcbrayer says that his research on the topic made him to realize that children are taught, from very tender age, to view moral values as being mere beliefs or opinions. Mcbrayer goes on to argue that children are taught that a fact is a claim that can be evidenced, on the other hand, an opinion is a claim that cannot be evidenced or proved. For this reason, Mcbrayer argues, children are taught to view all moral claims as being mere claims and not facts. For his reason, according to Mcbrayer, children develop negative attitude against moral values and the view moral values as being untrue claims. Mcbrayer claims in the article that the dichotomy of facts and opinions in the curriculum in American schools accounts for the reason why American children think that there are no moral facts. Mcbrayer conclude s his article by saying that moral values are indeed facts and not mere opinions; for Mcbrayer, a belief or an opinion can be true. For this reason, moral values are indeed true claims and for that reason they are facts and not mere opinions. A critical view of Mcbrayer’s views in this article shows that Mcbrayer is right in his view that moral values are facts and not mere opinions. This is because, although, we cannot give proof or evidence of moral values, there are many other things in life that we cannot give evidence of and yet we hold them as truth. Since moral values help human beings to live well and to maintain human dignity, moral values are indeed facts and not mere opinions. In this article, an Oliver sack laments the fact that she is suffering from the

Roe v. Wade or Miranda v. Arizona Essay Example | Topics and Well Written Essays - 1000 words

Roe v. Wade or Miranda v. Arizona - Essay Example (Cross & Miller, 165). However, some legal professionals were of the impression that Miranda had been denied his legal rights to remain quiet and to have an attorney during the police interrogation. AUCL helped Miranda to initiate a ‘thirty-six months’ legal battle on the issue and finally, the issue was posted before the Supreme Court. U.S.A. Before and during the Miranda’s case, the accused or the suspect had the constitutional rights to remain silence but the main question was when and how those privileges could be used. Whether the right to remain quiet or silent, which is being guaranteed under the Fifth Amendment’s which bar against self-incrimination be practiced either during the police interrogation at the pretrial stage or only during the trail stage of the case. Were admissions obtained from accused permissible in court if the accused was not reminded of his privilege to remain quiet and other legitimate privileges? (Cross & Miller, 164). These questions were answered in the ‘Miranda v. Arizona1, a milestone judgment by U.S Supreme Court which held that anyone accused of a crime had â€Å"the privilege to remain silent.† Thus, Supreme Court verdict is being referred as ‘Miranda Warning’ that is being applicable every individual who is arrested in U.S.A. Further, Miranda case also unveiled the privileges of the defendant, especially in criminal cases. (Cross & Miller, 164). Fifth Amendment to U.S Constitution offers to safeguard against the self-accusation and a right to have a counsel during police questioning of an accused is guaranteed by the Sixth Amendment. Under the Fifth Amendment, an individual cannot be forced to swear against her or himself or to offer incriminating testimony that can be employed later in a trial. The Sixth Amendment offers the constitutional right to engage a counsel during police questioning. (Cross & Miller, 165). The Miranda Rule demands that an accused or a witness while

Essay questions Example | Topics and Well Written Essays - 500 words - 11

Questions - Essay Example Tamim was a woman who was thought to have transgressed the limits placed on women by the Egyptian society’s norms and values. According to the norms and values of the Egyptian society, women are naà ¯ve and are not able to make intelligent and informed decisions. Therefore, Egyptian women think that Ms. Tamim must have raged Moustapha with her acts to the point where he had no option but to have her killed. They think that had Ms. Tamim respected the societal expectations with her role as a woman, she would have had a better fate. The incident described in the article connects with the stereotypes of women in the region since it reveals the philosophy of the Egyptian society, that includes the philosophy of men about the role of women in the society in general and the philosophy of women about women’s role in the society in particular. Ms. Tamim was considered to deserve her fate because she belonged to a profession and had a kind of lifestyle that the vast majority of the society disapproved of. Everything from her relationships to her dressing was controversial given the Egyptian society expects women to be dressed modestly, and be submissive toward their husbands. Yes, honor does enter into why Moustapha had Ms. Tamim killed. Moustapha is considered honorable because he has lived up to the society’s ideal expectations. The Egyptian society’s ideal expectations from men include but are not limited to being rich, having a family and children, and having power and influence in the society. Sources of honor in the Egyptian society include having good family reputation and being wealthy. Since Moustapha has both, he is deemed honorable in the Egyptian society and is thus trusted for having a sound reason to have Ms. Tamim killed. The reduced sentence of Moustapha indicates the being a man is to a large extent reason enough to cause any harm to a woman in the Egyptian society. Factors like being powerful, rich, and

HR Law Research Paper Essay Example | Topics and Well Written Essays - 1750 words

HR Law Research Paper - Essay Example For example, the law prohibits the employers to discriminate an employee or deny him or her opportunity to benefits from the privileges of employment on the bases of sex, religion and color. This paper seeks to discuss Title VII and sexual harassment including Quid Pro Quo, Hostile Work Environment and Court Decisions. Title VII specifies that a violation is undertaken only when a sexual conduct is on the conditions of employment. One of the major types of sexual harassment is quid pro quo. This kind of harassment takes place when hiring, promotion, grading and salary increment among other aspects are based on the employee’s submission or rejection of sexual favors and advances. This implies that for a quid pro quo to occur, an employee is required to submit to sexual harassment from his or her seniors in order to be advantaged in the work places. In the same way, hostile work environment as depicted by Title VII occurs when harassment at the work place interferes with the duties of the employees thus altering their performance. It also occurs when the working environment is characterized by abusive and offensive language. To determine whether a working environment is hostile, Title VII depicts that an examination should be conducted to ascertain whether or not the conduct was physical or v erbal. Secondly, it is imperative to examine if the conduct was done on regular bases. Thirdly, as a manager I should conduct an examination as to whether the conduct was patently offensive or hostile. Fourthly, it is vital to examine whether the harassment in instigated by a supervisor or a co-workers. Fifthly, as a manager I need to examine whether other employees or supervisors of various departments were perpetrated in the harassment. Even though Title VII does not explicitly differentiate between hostile work harassment and quid pro quo, the application and the distinctions between these two forms of sexual harassment

Tribal gaming Assignment Example | Topics and Well Written Essays - 500 words

Tribal gaming - Assignment Example In the absence of tribal gaming, reservations can still be effective in terms of reducing the rate of poverty, decreasing the rate of unemployment, and increasing the tribal’s income. However, reservations economies are systematically underdeveloped because most of them are located in poor regions of a country. Due to their limited resources, income and ready access to nearby markets, most of the reservations economies remain underdeveloped. Tribal gaming strategies are commonly used to gradually improve their overall socio-economic conditions of each tribe (i.e. improved literacy rate, better access to education, higher employment rates and higher income, etc.). To ensure that tribal communities are able to maintain their cultural values and practices despite the process of economic modernization, most of the tribal governments are creating a framework that aims to strengthen the cultural background, education, and identity of the tribal nations. Through the use of cultural revitalization strategies, it is possible to preserve or maintain the cultural values and practices of the all tribal communities without the need to adversely affect their economic growth. The tribal gaming investments reflected the underlying cultural values of the tribal people because of its â€Å"spillover effects†. Since people living in tribal lands are socially and economically benefiting from tribal gaming investments, there is a strong possibility wherein cultural values and beliefs of tribal people on gaming can be altered accordingly. It means that some people from the tribes could accept gambling as something that is normal.

The role of using first language (L1) and translation in young Essay - 2

The role of using first language (L1) and translation in young learners’ classes - Essay Example ys: firstly, by means of a small-scale survey of EFL teachers, using a questionnaire; secondly, through on-line interviews with three former teachers; and, finally, by means of classroom observations in three classes. The data was analyzed using both quantitative and qualitative methods. The teachers expressed a range of views, reflecting the diverse views in the research literature. However, most of the participants responding to the questionnaire indicated that they felt that English should be the main language of the classroom. At the same time, these participants and all others (the former teachers and the teachers in the classes observed) acknowledged that occasional use of Arabic (or, where relevant, other first languages), for particular purposes was appropriate. The purposes they cited were: explaining particular vocabulary items or phrases; clarifying classroom procedures (e.g. for particular tasks or activities); giving instructions and making sure that the instructions wer e understood; and, maintaining classroom discipline. These views appear to be guiding classroom practice in the three classes that I observed. The teachers were using the students’ first languages for these purposes. In my concluding chapter, I recommend that, in initial teacher education in Oman, more attention should be given to these communicative functions of translation and first language use, while emphasising the importance of using as much English as possible in EFL teaching in the early years. The most appropriate way to teach English as a Second Language (ESL) or English as a Foreign Language (EFL) is a source of primary scholarly debate. Recently, more attention has been given to the use of translation and the native language (L1) in communicative English Language Teaching (ELT). Most of the theories inform us that young childrens language development is influenced by many factors, including using their first language to explain concepts and express abstract reasoning.

Bloomberg Help Essay Example for Free

Bloomberg Help Essay Introduction In this tutorial I will provide an outline to the Bloomberg Essentials On Line training Program also known as BESS. The Bloomberg Essentials program provides a convenient way to learn the basics of Bloomberg Professional financial information system. The training consists of a series of videos (with scrolling transcripts), on-line Help screens and supporting documents. The video tutorial materials are organized into 8 modules as follows: 1. Bloomberg Core 1. Getting Started 2. Bloomberg News 3. Market Monitors and Launchpad 4. API (Bloomberg Data in Excel) 2. Bloomberg Market Sector 1. Equity Essentials 2. Fixed Income Essentials 3. FX (Foreign Exchange) Essentials 4. Commodity Essentials To earn a certificate or Acknowledgement of Completion, you must view the four Bloomberg Core videos and pass the Bloomberg Core Exam, then view at least one of the Bloomberg Market Sector videos and pass its corresponding exam. For example if you are interested in foreign exchange markets, you might consider viewing the FX Essentials training video and then taking the FX Essentials exam. Keep in mind that you only get two chances to take each exam so you need to put in some serious time and effort into the training materials and mastering the concepts before you take the exam. To get started with the BESS training, you should first create your own Bloomberg login. Bloomberg tracks your progress and exam scores using your unique login. A brief tutorial on creating a Bloomberg login can be foundhere. You may also wish to have a set of headphones or ear buds handy for listening to the Bloomberg videos without distracting others around you. The Bloomberg keyboard has a headphone jack th at (if configured properly) should allow you to listen to the videos in privacy. As you are viewing a video, open up an additional Bloomberg window and type in the commands as they are described. You can also pause the video to do more exploration of a particular function  or rewind the video to listen and watch an example again if you did not understand it the first time. Once the video is over, challenge yourself to run through all of the commands just introduced and then practice them to make sure they stay fresh in your memory. THE BLOOMBERG ESSENTIALS ON LINE TRAINING PROGRAM (BESS) Accessing BESS on Bloomberg To get started, log in to the Bloomberg Professional software using your own Bloomberg login account. If you do not have a Bloomberg account, click here for a brief tutorial on creating a new login. In any window, type in BESS (type the letters BESS followed by the Enter key) to display the Bloomberg Essentials screen as shown below: As you can see from the BESS screen, the videos for each of the modules can be launched by clicking on their titles. Along the bottom of the screen there are links to view and take exams, as well as a link to request the Acknowledgement of Completion. On the following pages, each of the videos is introduced along with some pointers for getting most out of your studying time. Bloomberg Getting Started Essentials The Getting Started Essentials training video is approximately 18 minutes long and provides a basic introduction to the Bloomberg including how the Bloomberg Terminal software is organized, key terms used throughout the Bloomberg system and the basics ways of navigating through the system. Some specific topics include broad market analysis, single security analysis, browsing News and obtaining help. When viewing this video pay particular attention to the key terms and definitions, the various ways of obtaining help, and the special function keys available on the Bloomberg keyboard. The video tutorial begins with a high level overview of Bloomberg’s menu based navigation system starting with the MAIN menu function. This function shows how Bloomberg’s data and screens are organized into market sectors, trading systems, customization and settings tools, Bloomberg Law and Government and Help and Support. The next section of the tutorial introduces the Bloomberg keyboard. The keys are color coded according to their overall purpose such as: Red Keys are used to log into the system (the Red DFLT key) and to cancel a current function(red Cancel key in the upper left corner). Green keys are used for navigation and obtaining help such as the block of green navigation keys on the right for Page Up, Page Down, End, Menu, etc. and the Green Help, Search, News, etc. keys along the top of the keyboard. Yellow keys are the market sector keys. Each one helps in identifying financial instruments or market sectors. These yellow market sector keys include Govt (for Government debt), CORP (for Corporate debt), MTGE for Mortgages, M-MKT for Money markets, MUNI for Municipal securities, PFD for preferred, EQUITY for equities, CMDT for Commodities, INDEX for indexes, CRNCY for currencies (foreign exchange) and finally CLIENT for portfolio management functions. Obtaining Help in Bloomberg There are a number of ways to obtain help in the Bloomberg system. As the tutorial continues, note that Pressing the green HELP key while on any screen will bring up a help screen that explains the function the screen is implementing as well as tips on using the screen and what each field or area of the screen represents. The picture below shows the help screen for the MOST function (Most active equities). Another way to obtain interactive help is to press the HELP key two times. This will open up a chat session with the Bloomberg help desk. Type in any question you might have and a Bloomberg help desk representative will walk you through any functions or screens to answer your question. The third way to obtain help is to press HELP key after typing in the name or ticker symbol of a financial instrument (or any word for that matter). The result will be a list of different search categories matching your query. For example, typing in BOB EVANS provides the search results that follow. Note Bloomberg found results in categories such as Companies, People, News, Law, Equities and Fixed Income.: Content Areas: News, Economics and World Indices The next section of the video tutorial focuses on four major content areas: News, Economic Calendar, World Equity Indices, and Economic Statistics. Bloomberg Top News To access Bloomberg Top News press the green NEWS key or type N . Bloomberg Economic Calendar The Bloomberg Economic calendar displays prior and announced economic report releases. To access Bloomberg Economic Calendar type ECO . Bloomberg World Equity Indices The Bloomberg World Equity Indices screen displays leading indices from equity markets around the world. This screen allows you to compare both current market levels as well as historical levels. To access the Bloomberg World Equities Indices screen type WEI . Bloomberg Economic Statistics The Bloomberg Economic Statistics screen can be used to display economic indicators such as Consumer Price Index (CPI), unemployment, housing, consumer confidence and many others for dozens of countries around the world. To access the Bloomberg Economic Statistics screen type ECST . Single Security Analysis The next set of functions demonstrated all work on a single security. So to get started with each one, we type in the ticker symbol of a company, then press the EQUITY (F8) key. Then follow this up by typing in the name of the function. Company Description The company description screen provides an overview of the company including its industry, current and historical price chart and data, recent searching and dividend data and other summary information. There are a total of 4 screens (press PG DOWN for additional screen). For example, assuming the target company is IBM, the command would be: IBM DES Bloomberg Historical Prices The HP function can be used to view a set of historical equity prices. For  example, assuming the target company is IBM, the command would be: IBM HP Bloomberg Graph Prices The GP function can be used to create a price graph of a security. Assuming the target company is IBM, the command would be: IBM GP Bloomberg Company News The CN function can be used to search for news articles mentioning a specific security. Assuming the target company is IBM, the command to search for news would be: IBM CN Bloomberg â€Å"Cheat Sheets† In addition to the help screens that Bloomberg provides, there are also â€Å"Cheat Sheets† – one or two page documents – that provide quick access to many of the different Bloomberg functions organized by asset type or by job function. To get started viewing Cheat sheets, use the function ttCHEAT to bring up the screen: For example given the above CHEAT screen, click on the link 1) Getting Started to view the Getting Started cheat sheets as shown below: Clicking again on the 1) Getting Started link will display the actual cheat sheet for getting started. Various language versions are presented. Click on the link for the desired language and the two page PDF will be downloaded and open in Adobe Acrobat. Bloomberg Messaging System The last portion of the Getting Started tutorial video introduces the Bloomberg Messaging system. This is basically an e-mail system built into the Bloomberg software that allows you to send messages, screen captures and other materials to others on the Bloomberg network. To get started with the Bloomberg Messaging system, simply press the green MSG button or type in the function: MSG Messages are listed in the inbox click on a message to view its contents. There is a yellow text box used to search for messages and buttons to create new messages, etc. Bloomberg News Essentials The Bloomberg News Essentials video is approximately 20 minutes long and focuses exclusively on the Bloomberg News functionality. Specific topics include drilling down from the top level news function N down through different news categories to specific news articles. Custom news searches, screens and alerts are also covered. When going through this material pay particular attention to how the Bloomberg news is organized and the various methods used to browse and search for news articles. The Bloomberg Top News Screen The video tutorial begins with a review of the BLoomberg Top News screen. To access Bloomberg Top News press the green NEWS key or type N or you can type TOP . The default top news screen shows top news world wide. There are a set of Topic heading along the left side in the gray colored sidebar. Clicking on any one of those topics narrows the news search down. Clicking on any news headline will bring up the full news article. Once the news story is displayed, it can be printed, bookmarked by clicking on the star icon (or option 91)), or forwarded to a colleague using the Send Story feature. These are shown in the upper right corner of the screen. If the news story has an attachment it will be available under the 97) selection. In this example there is a chart attached to the story. The search field is in the upper left corner and allows you to search for keywords within the story. Note that this story has 3 pages. By scrolling to the end of the story you can view a section of Related News and Information in addition to the author’s contact information. Customizing Top News The Top news screen can be customized to filter and display only those news headlines relevant to the user. For example, the Top News pages by including only relevant topics selected form the list of categories on the right as  shown here: Bloomberg News Advanced Search The Advanced Search feature can be used to build up a sophisticated search on Bloomberg news (beyond looking for simple keywords). From the Top News screen (N ), pull down the 97) Actions screen and click on the Create Advanced Search menu item. Searches can be saved and associated with alerts so that any new news article matching the advanced search criteria will be brought to your attention. For example, the advanced search below is set up to look for the phrases â€Å"Share Buyback† or â€Å"Stock Buyback† that appear in stories related to the Information technology and Telecommunications industries. The source of the news story should be Bloomberg News (BN). Bloomberg Launchpad Essentials The Bloomberg Launchpad is a graphical user interface that can be customized to create multiple screens or â€Å"Views† made up of market data, charts, news and other components. A view can consist of multiple pages that can be created, customized and saved. While going through this 30 minute video, it is easy to create your own Launchpad views along side the instructional video. Pay particular attention to the types of components (watch lists, news minder, etc.) that can be added to the Launchpad view and the different ways in which these components can be linked. For example, the Monitor (watch list) component has a number of ways in which individual and collections of securities can be added to the watch lists and then linked to other components such as News. Below is an example of a Bloomberg Launchpad view showing a number of different components (click for a larger image). A Market Monitor is in the upper left corner showing major market indexes for North America, Latin America (LATAM), Europe and Asia/Pacific. This monitor is linked to the News/Research pane below such that clicking on a market index will bring up Bloomberg News filtered for that specific index and region. The monitor is also linked to the line chart in the upper right corner so clicking on one of the indexes causes the chart to display. An Economic Calendar is displayed below the line chart showing historical economic indicator  releases. An intraday Market Map is displayed in the lower right corner and is also linked to the Market Monitor. The Market Map is an interactive map showing stocks by market capitalization broken down by industry and sector and colored according to their price gains (green) or losses (red) during the current trading day. Bloomberg API Essentials The Bloomberg API is a spreadsheet Add-in module for Microsoft Excel that provides various methods for bringing Bloomberg data directly into Excel. The Excel API video is the longest and probably the most detailed tutorial in the Essentials collection. Highlights of this 30 minute video include working with the different Wizards that are available to fetch different types of data. These wizards include: Data Navigation – Download data for a single security from a set of categories including Company Summary, Financial/Valuation, Consensus Estimates, Ownership, Peer Group Analysis, Options Credit and FX. Real-Time / Historical Navigation – Fetch real-time and historical market data including intraday and end-of-day data. Equity Screener – The Equities Screen feature allows you to screen stocks based on different criteria. Financials / Estimates – Provides the means to retrieve historical balance sheet and analyst estimates data. Technical Analysis navigator – Similar to the historical data wizard but includes a collection of technical analysis indicators. Ultimately given a description of the final data set required, you should be able to identify the appropriate Wizard to run and/or or Bloomberg Excel function to use to fetch that data. Other features described in the video are the Template Library which is a collection of pre-designed spreadsheets that can be further customized. Below is a picture of the Bloomberg Ribbon bar running in Microsoft Excel 2010. Bloomberg API – Data Navigation The Data Navigation wizard provides a convenient way to download a set of related data for a single security. After launching the wizard and selecting a security (Apple (AAPL) in this example), a list of categories are presented including Company Summary, Financial/Valuation, Consensus  Estimates, Ownership, Peer Group Analysis, Options Credit and FX as shown below: After navigating from Company Summary to Overview, the resulting data can be dropped into Excel using the â€Å"Drag to Excel† button as shown below: Bloomberg API – Real Time / Historical Data The Real Time / Historical data wizard provides a set of steps to ultimately create a formula (or set of formulas) in Excel that will fetch real-time data from the Bloomberg network or populate the spreadsheet with rows of historical data. The icon and drop down menus for the Import Data function are shown below: For example, the Real-Time/Current wizard prompts for a security (AAPL in this example) and then a set of fields (PX_LAST for last price, PX_BID for Bid Price and PX_ASK for Ask price were selected). the result is a set of three Bloomberg BDP functions (Bloomberg Data Point functions) that pull the data from the Bloomberg network into Excel as shown below (note the formula in cell B2): Additional Resources for the Bloomberg Excel API Bloomberg offers additional tutorials and other resources to help you learn even more about the API. An interactive Bloomberg Excel tutorial can launched using command function : XATP XAPI This tutorial launches MS Excel and provides a collection of example worksheets that document the various features of the Bloomberg Excel Add-in. Of particular interest are the large collection of BLoomberg-specific functions such as BDP, BDH, BDS, BCURVE, BEQS, and others. Bloomberg Equity Essentials The Bloomberg Equity Essentials video covers one of the four alternate Market Sectors for the Bloomberg Essentials program. This 35 minute video covers the main functions for researching equities (stocks) using the Bloomberg terminal. Bloomberg Fixed Income Essentials The Bloomberg Fixed Income Essentials video is 25 minute in duration and covers the main functions for searching and analyzing fixed income instruments such as corporate bonds, municipal bond and government treasuries. The Fixed Income video is one of four alternate Market Sector areas. Bloomberg Foreign Exchange (FX) Essentials The Bloomberg Foreign Exchange (FX) Essentials video is 35 minutes in length and covers various foreign exchange instruments such as spot FX, forwards, swaps and interest rate products. Bloomberg Commodities Essentials The Bloomberg Commodities Essentials covers the use of Bloomberg to monitor and analyze the spot and futures commodities markets. This video is 27 minutes long and represents one of the four alternate Market Sector specialties in the Bloomberg Essentials program. In the next pages I will provide some tips on taking the exams. Taking the Bloomberg Essentials Exams Once you have reviewed the four Core videos you will be eligible to take the Core Essentials exam. From the BESS screen click on the link to View and Take Exams. The Master Exams screen will appear as shown below: Usually the first exam to be taken will be the Core Essentials exam with Mnemonic COREESS. When you are ready to take the exam click on this link and the exam will launch. Taking the Bloomberg Essentials Core Exam When the Bloomberg Core Essentials (COREESS) exam launches it will present a notice about the grading policy for the exam. Note that the exam is not graded until answers to all 30 questions have been submitted. Pressing the Menu button will close this notice screen and the exam will start off with question number 1. Below is an example question and answer format (the actual question and answers have been obscured). Answering a question is a two step process: First click on your answer choices, and then click on the red Submit button at the bottom of the screen. You cannot proceed to the next question until the current question is submitted. Note also that the entire exam’s answers are not checked until the last question is submitted. Continue answering questions and Submitting answers until you reach the last (30th) question. Bloomberg University Bloomberg University is a collection of help and documentation guides along with schedules and sign-up sheets for Bloomberg training events. To access Bloomberg University use the code BU to bring up the screen: Of particular interest to new Bloomberg users are the various â€Å"Cheat Sheets† – one or two page documents that provide quick access to many of the different Bloomberg functions. TO get started viewing Cheat sheets, use the code CHEAT to bring up the screen: For example given the above CHEAT screen, click on the link 1) Getting Started to view the Getting Started cheat sheets as shown below: Clicking again on the 1) Getting Started link will display the actual cheat sheet for getting started. Various language versions are presented. Click on the link for the desired language and the two page PDF will be downloaded and open in Adobe Acrobat. Conclusions In this series of posts I have covered a very basic introduction to Bloomberg including creating your own Bloomberg account and going through the Bloomberg Essentials training.

Egypt And Water Crisis Issues

Egypt And Water Crisis Issues Water is an essential resource that humans demands on In order to live, some countries are affected by the water crisis due to three important resources the scarcity of usable water, drought, and water pollution. Egypt faces water crisis mainly water pollution, which is one of the major problem facing the global circumstance, one of the causes to the water pollution problem is that it is not actually illegal to dump pollutants into water bodies. (Caroline, 2009) In my research paper I will be explaining why was Egypt hit by water crisis describing its causes, effects, and solutions, I will also be using four types of methodology descriptive, statistical descriptive, analytical, and data. Egypt has signed an agreement with other 10 countries to share the Nile river water that provides fresh water for agriculture, industry and human consumption. Egypt not like any other country which is located at the end of the river system allows it exploit massive control over how countries up-stream uses the Niles water resources. Due to the high growth of population and climate change the share of water will be reduced. (Cathcart, 2007) Another problem that Egypt might be facing soon is the share of water between Egypt and the Nile basin states. In the beginning of 2010, several states that are located on the Nile River signed an agreement among them for a redistribution of Nile waters, and by that they threatened Egypts uneven share based on previous treaties. In Egypts poor areas people travel a really long distance to just get clean water and when they get there they maybe shortage of water so they will start fighting over the clean water .(barsoum, 2007) Body Several facts that have hit Egypt with water crisis first of all Egypt maintain legal and political position on Nile water crisis. The main objective of the study is to analyze the crisis of the Nile Basin, and its effect on Egypt. As it, influence the relation between the ten countries falling aside the Nile River. Literature review Eleiba, 2011 explained the new agreement for the redistribution of the Nile water signed by several Nile basins countries. By this new agreement they threatened Egypts uneven share based on previous treaties. Participant states argued the need for a greater share of Nile waters to drive domestic development. Egyptian prime mister of irrigation and water resources also said at the time that there must be consensus among all Nile states to amend any standing arrangement. Upon the new agreement that was signed Egypt and Sudan werent involved and it was a shock for the prime minister because the agreement put an end to the assurance of signatory states towards Egypt. Egypt sent a report to the national security agency and the ministry of foreign affairs to aid us on this false agreement that Egypt didnt sign to but unfortunately no action was taken. But Egypts legal advisor moahamed sameh amr said that they had more than one problem blocking the accomplishment of the framework agreement by foundation countries without the contribution of Egypt and Sudan. Both counties maintain the old status quo of them using the biggest percentage of the water as stipulated in two colonial agreements they signed with the British in 1929 and 1959. Egypt has a right to use about 75 percent of the water while Sudan has 11 percent and the rest of the seven countries share 14 percent. (Eleiba, 2011) After that we will see that Water pollution in Egypt reached complex stage, a report by the Egyptian ministry of environment has indicated that Egypt had reached a drinking water pollution problem which is a complex stage. This resulted from the Nile river which suffered from pollution particularly from canals branching from it, these pollution are caused by swage from cities, towns and, epically from direct and indirect waste produced factories, Egyptian ministry of environment stated that there was lack of cleanliness services over the past years. The problem of water pollution is very complex due to including the lack of enormous investments to get rid of pollution, plus wide number of laws and bodies organization water resources has blocked solution to the problem. (George, 2009) The drought problem now according to Ibrahim Abou Ouf, an Egyptian Member of Parliament, Egypt will face severe water shortages by the year 2025 and portrayed the crisis as a possible drought, the Water Research Center of Egypt announced The report which was issued by the Egypts Water Research center stated that 60% of farms would not be receiving any water due to the limiting of water supplements. Increasing pollution will be one of the main reasons of the shortage of water facing Egypt. The rapid increase in population in Egypt, moreover miscarriage, absence of good management of water distribution and water pollution will be expected as the main reasons for the shortage. During the summer of 2010 Egyptians take to streets to protest water crisis (Ouf, 2007) The methodology included in this paper is descriptive which describes the causes of water crisis in Egypt and the agreements with the Nile basin countries. Second type of methodology is statistical descriptive I will be using indicators to show the economic effects of the water crisis on the Egyptian economy. Third type of methodology is analytical I will analyze the impact of the water crisis and how it influences the potentials of the Egyptian economy and discussing different solutions. The fourth type of methodology is data where the total consumption of water in Egypt has risen to 17%, the share of Egypt they consume 55.5 billion Cubic meters of waters year the main problem is people consider the water when it is being polluted that it is spoiled by anthropogenic which is effected by human activity or does not contain the support of human use, we have other sources that cause to water pollution like storms, volcanoes and earthquakes these phenomena changes the quality and the ecological status of the water. We have two types of water that they are likely to be contaminated but they are naturally, the first type is surface water consists of the rivers, lakes, and oceans covering most of the earths surface. The second type is groundwater which is considered a pristine resource has been shown to be subject to considerable contamination from toxic chemicals. Groundwater is water beneath the earths surface in soils or rocks, or in geological formations that are fully saturated. Some contamination maybe be considered accidental the product of unintended and unexpected waste migration to water supplies, a portion of the contamination was deliberate. Watercourses were simply a convenient place to dump municipal or private swage and industrial wastes. Along the shoreline of many lakes or rivers, pipes dumping human or industrial wastes directly into the water a common occurrence before laws limiting this activity were enacted ad enforced. Water crisis hits Egypt due to two main things water pollution and drought, I will give an example about how water is being polluted in Egypt In one of the articles that I found is talking about the lake temsah in suez . Lake Temsah is at a point where nearly all the waste waters are discharged like public agriculture and industrial this lake is connected to the Suez Canal and of course by that we will see that petroleum oil will be passed that are being produced by the Arab gulf to the rest of the world. The Temsah Lake is a major source of fishing because it serves the area of Ismailia which is a tourism site where the industries flourishes. There have been many complaints and it caused a great affect to the fishing and the tourism industries due to the high level of pollution happening to the lake. For the people living in Brulus on the Nile delta they only have a large puddle of drinking water which is contaminated, fury and desperation took place in Brulus and they went to the s treets protesting about the contained water, one of the protestors said We have to use this water, we have no choice. Dead dogs and donkeys are thrown into this water. Its very dirty yet. We use it for drinking, to wash our clothes and dishes. According to the UN tens of thousands of people die each year in Egypt from water borne diseases or dehydration. Not only people are suffering from water even the crops they are dying from thirst, the farmers are not producing enough crops and it puts the farmers in a critical situation which they are falling in debt due to bad harvest, farmers cant sleep at night because of thirst and they have no option except to ask God for help. One of the parliament members Hadeen Sabbahi said: There is a hidden and ignored thirst problem in Egypt. The protests here brought light to the problem. How can a country that has the Nile River suffer like this? A glass of clean water is a basic right of all citizens. (barsoum, 2007) Now I will shift to the drought problem When the high damn was first bulit in 1964. After 6 years the reservior called lake nasser was full. A predict of 90,000 people were put out of place and more than 5,000 square kilometers of land was flooded. The only everlasting grazing areas of the Ababda and the Besharin were gone under water and the remains of their lands have suffered from a decades long drought. This lead to a decrease in the wealth of the bedouin and the Ababda and the Besharin were one of poorest people in Egypt. In 2007 the Egyptian government and the World Food Program started agricultural projects to present the bedouins an option to life in the desert. The drought problem now according to Ibrahim Abou Ouf, an Egyptian Member of Parliament, Egypt will face severe water shortages by the year 2025 and portrayed the crisis as a possible drought, the Water Research Center of Egypt announced The report which was issued by the Egypts Water Research center stated that 60% of farms would not be receiving any water due to the limiting of water supplements. The factors causing this drought is the Increasing pollution will be one of the main reasons of the shortage of water facing Egypt. moreover miscarriage, absence of good management of water distribution and water pollution will be expected as the main reasons for the shortage. (ouf, 2007). The citezines living in poor area could not take it any more so it lead the to protest in the streets. On the 28th of July 2010 there were thousands of people protested in Cairo upon the government to try to make the government aware of the severe water crisis that is affecting the livelihoods. We will find that the water consumption has increased over time and the reason behind this is the irrigation method these protest are some ways the governments reluctance to relinquish its current share of River Nile water. There were other cities also included in the protest such as minya there were 600 people went and sat in front of the irrigation ministry in Cairo due to the lack of water they are facing. During the previous years there have been protest about the shortage of water but in 2010 it has been more extraordinary. One engineering student from Cairo college riad aldamk was working on a project and he said that Egypts total water consumption had increased by 17% in the last five years, according to studies conducted by the college. Hotter summers were partly to blame. The Central Agency for Public Mobilization and Statistics (CAPMAS) also stated that by 2017 we will face a massive decline of 15.2billion cubic meters from a required 86.2 billion cubic meters to a projected 71.4 billion cubic meters. Egypt consumes 700 cubic meters of water per year and the average consumption of the 15 countries is 1000 cubic meter, the CAMPAS also said that the loss of water comes from agriculture and the blame goes to the irrigation method because they lose about 8-17 billion cubic meter of water per year which is enormous. To help the irrigations system the Egyptian government went on an agreement with the water user association (WUA). During 1984 the water user association (WUA) was established and is one of the measures associated with the IIP project. The irrigation improvement project (IIP a major nation-wide program accepted out by the Ministry of Water Resources and Irrigation and the USAID, World Bank and other donors since 1984. Their job is to improve t he efficiency of the water and farms level. This program aims to save freshwater by reducing losses on farm level. The WUA also helps the farmers to be involved on how to improve water delivery system and of course that requires them to play a role to ensure efficiency operation and maintenance. The Egyptian government issued law 213 in 1994 where WUAs were defined as legal private organizations at the mesqa level in the improved irrigation systems, owned and operated by their members for their own benefit in the old lands. The same also introduced the Water Users Unions, (WUUs) which are applicable for the New Lands. The WUA and the IIp are related together and by that they have certain functions. The main functions of WUAs as described within the IIP are: Participation in planning, design, and construction of improved mesqas. Operation, maintenance, and follow-up of the improved mesqas. Improvement of water use activities on the mesqa level. Identification of roles and responsibilities of the mesqas head and setting up rules to resolve conflicts. Establishment of linkages for coordination with other agriculture and irrigation concerned agencies. Establishment of linkages for coordination with other WUAs. Development of financial resources in order to improve operation and maintenance. Participation with higher-level organizations of the branch canal and cooperation with the district engineer. Water pollution in Egypt reached complex stage, a report by the Egyptian ministry of environment has pointed out that Egypt had reached a drinking water pollution problem. This resulted from the Nile river which suffered from pollution particularly from canals branching from it, these pollution are caused by swage from cities, towns and, epically from direct and indirect waste produced factories, Egyptian ministry of environment stated that there was lack of cleanliness services over the past years. The problem of water pollution in is very complex due to including the lack of enormous investments to get rid of pollution, plus wide number of laws and bodies organization water resources has blocked solution to the problem. (Aldamk, 2010). Egypt the Nile basin, though, is in the trusteeship of 11 civilizing and ethnically various African nation states, four of which (Egypt, Sudan, Ethiopia, Uganda), have very serious national interests tied up in the river. The river Nile flows in Egypt through Lake Nasser, an artificial lake created by the building of the Aswan High Dam., Egypts capability to manage the annual flooding of the lower Nile river valley through the building of dams and the construction of irrigation systems. Due to global climate change by the year 2020 around 250million people are to be exposed to water shortage Local food supplies are predictable to be negatively precious by decreasing fisheries resources in large lakes due to rising water temperatures, which may be exacerbated by continued over-fishing. Towards the end of the 21st century, projected sea-level rise will affect low-lying coastal areas with large populations. The cost of adaptation could amount to at least 5-10% of Gross Domestic Product (GDP). (Cathcart, 2007) Another problem that Egypt might be facing soon is the share of water between Egypt and the Nile basin states. An emerging water crisis is emerging between the 10 Nile Basin countries depends on the 6741kilometre stretch Nile River; Egypt, Sudan, Eritrea, Ethiopia, Uganda, the Democratic Republic of Congo, Rwanda, Kenya, Tanzania and Burundi. In 1999, The Nile Basin countries created the NBI Nile Basin Initiative. Consequently, many disputes created between Egypt and Sudan occurred. Besides, there were many challenges from the other countries on the validity of the agreement. The other countries argue that the agreement was not fair, and that it was assigned during a colonial period, but now Africa is independent. Now, Egypt and Sudan did not want to join the agreement with the other countries. Besides, five countries (Ethiopia, Rwanda, Uganda, Kenya and Tanzania) signed an agreement in May without the rest of countries. However, the rest of the countries do not depend on the Nile, but for Egypt and Sudan, the Nile River considered their whole life. From here, the disputes emerged. However, the countries signed the agreement and trying it begins it. Besides, they gave the other countries -Egypt, Sudan, Burundi, and Democratic republics Congo-a chance one year in order to join the agreement. Nevertheless, this agreement ne eds a minimum of six countries to sign. Thus, Democratic Republic Congo and Burundi seemed to be silent about what they plan, but Egypt and Sudan disagreeing about this agreement. In addition, the minister of water Kamal Ali Muhamed decided to stop the cooperation with the NBI as a result of the agreement. (E. Sokari, July 2010) The Nile River is about 3.35 million KM2. Agriculture is the main activity for the people in the Nile Basin. Most of the people in the upper and lower Basin were pastoralist. The upper riparian included Ethiopia, Kenya, Tanzania, Uganda, Rwanda, Burundi and Democratic Republic of Congo that they have a small use of the Nile as well as generate a hydro-electric power. But Egypt and Sudan located in the lower that used the river widely for irrigation and generate hydro electric power. The upper riparian supply the Nile Water to the lower riparian(K. Abraham, 1997). Egypt considered one of the riparian that use the Nile River greatly. This is because of its historical, geographical and economic situations. Most of the Egyptian people are farmers so they depend on the Nile River in order to live and about 98% of the population lives in the Nile River. The Nile is considered the source of life for all Egyptian so; Egypt made good relations with Ethiopia because 86% of the Nile water originates in Ethiopia (K. Abraham, 1997). After the 1929 agreement between Egypt and Britain, Egypt started to build a huge dam and barrages without asking the Upper riparian. Arsano stated that the Egyptian government desired to control the all the Nile water, during the 19th and the 20th century, by restoring the Nile water into the dams during the floods and this led to increase the security for permanent irrigation(K. Abraham, 1997). After the 1959 agreement between Egypt and Sudan without including the other Nile Basin countries, Sudan get about 18.5 billion Cubic meters but Egypt get 55.5 billion Cubic meters of waters and the high Dam was build that helped in increasing the cropped areas by 103 million acres and helped in generating more hydro electric powers. After this agreement Egypt neglected the need of others upper riparian. Moreover, the new investment of Sinai and Khraga/Dakhala water creations projects were made without any discussions with the upper riparian. Egypt started to make more projects in Sinai and new artificial lakes which led the upper riparian to take actions to use the water of the Nile (K. Abraham, 1997). The second country that uses the Nile water greatly is Sudan. Sudan started to build many dams to protect water for irrigation. In 1925, the first dam was build on the Blue Nile in Sudan called Senna Dam and Jebel Awlia Dam was the second Dam was built on the White Nile in 1937. After the 1959 agreement, the Rosaries Dam was built on the Blue Nile, which helped in storing about 2.4 billion cubic meters km2. Moreover, in 1962, the Khasim-el Gerba Dam was founded and helped in increase the cultivated areas in Sudan (K. Abraham, 1997). One of the main problems of conflict is associated with the equitable sharing of the resources of the Nile River water; Ethiopia is the supplier of the Nile River water but it used a very small share of it. K. Abraham stated that the other upper countries had the same problem as Ethiopia. On the other hand, Sudan considered itself as the main beneficiary of this water. It found that the use of the Nile river water did not depend on law but upper countries said that Egypt and Sudan supplied nothing of it but using most of it. The upper riparian use a very small amount of the Nile River water although they are the suppliers of the Nile Water. Arsona stated that the Nile Basin upper countries want to use some of their resources of the Nile River water but the lower countries (Egypt and Sudan) are going to use more Nile water above their needs. Arsona stated that the water problem increased because of increasing the population rate sharply and each Nile Basin country want to use its water resource to the maximum. This level that each country needed are higher the level of available water resources. The lower riparian used about 65.5 billion cubic meters of the Nile water in the agriculture projects. This amount I 12.26 billion cubic meter more than the total available water resource in the Nile basin (K. Abraham, 1997). According to Arsona This is a clear indication that when all riparian come up with their respective national water master plans the available water resources and national demands will be at irreconcilable variance. (K. Abraham, 1997). Growth of population is not only the main problem but it is one of the main factors, another other significant factor of this water issue that there is no a legal mechanism on the base of which water sharing could be made and regulated. The current agreements are bilateral as well as excessively support lower riparian. K. Abraham stated that the difficulty of the water issue of the using and sharing an equal amount of the Nile water (K. Abraham, 1997). According to K. Abraham, The difficulty of water problem is using and sharing an equal amount of the water; this amount is highlighted by a lot of agreement such as 1902 Anglo- Ethiopia agreement and the water agreement between Egypt and Sudan without Ethiopia in 1929 and 1959 and Ethiopia did not find an available amount of water to use. The increase in the population rate in the Nile Basin countries led to increase the pressure on the Nile water. (K. Abraham, 1997). Actions taken by Egypt In the beginning of 2010, several states that are on the Nile signed an agreement among them for a redistribution of Nile waters, and by that they threatened Egypts uneven share based on previous treaties. Participant states argued the need for a greater share of Nile waters to drive domestic development. Egyptian prime mister of irrigation and water resources also said at the time that there must be consensus among all Nile states to amend any standing arrangement. Upon the new agreement that was signed Egypt and Sudan werent involved and it was a shock for the prime minister because the agreement put an end to the assurance of signatory states towards Egypt. Egypt sent a report to the national security agency and the ministry of foreign affairs to aid us on this false agreement that Egypt didnt sign to but unfortunately no action was taken. But Egypts legal advisor moahamed sameh amr said that they had more than one problem blocking the accomplishment of the framework agreement by foundation countries without the contribution of Egypt and Sudan. First of all the incomplete agreement between the Nile basin countries since the they didnt not meet legal requirements, most importantly the text of Article 14b residues under discussion, which pertains to Egypts privileges to river water according to previous international agreements. Authorized committees had agreed to follow a consensual not a mainstream decision-making model, as is the rule for adopting resolutions. Most importantly the agreement was signed and this leads to a clear contravention of standing rules since it was opened for signatures before reaching consensus. The fact that some source countries have already signed unilaterally is a breach of procedure. Amr has stated I an important question: How can we reach out to these countries at a time when they are drafting agreements against Egypts interests? This cooperation will not be fruitful because of them. concerning the legal consequence of source countries unilaterally signing the agreement without upriver states, Amr clarified that according to international law the agreement is not obligatory except for on its signatories, and that they alone are responsible for its stipulations. This means that legal action is confined to the signatories and anyone else is considered a third party, even if they had participated in the negotiation process. At the same time other countries cant cross the line of the international rules before notifying any development project they are willing to make therefore Egypt must take notice or be consulted before any country of upper river are willing to take action. The director of the centre for African studies and research has stated that the relation between the source countries and the other country that are upriver in particularly Egypt is fractured. He also added that Ethiopia has played an aggressive role and despite of Cairos policies it will be hard to change this ro le. The Ethiopians regularly maintain Egyptian imperialism. Conclusion: In my point of view water pollution cannot be solved if they have found one it would be that much of a problem or Hassel, the Egyptian government has taken the aid of the water user association (WUA) in order to improve the management of water distribution and the failure of the agriculture and irrigation system by doing only this step we can solve water crisis in Egypt because the irrigation system wastes about 8-17 billion cubic meter of water a year and the Egyptian government consumes 55 billion cubic meter of water per year. In order to make some different in this prospective we have 3 major categories education, laws and economics. By education u make people aware by the problem and how they can try to solve it. Like in Britain when they suffered from catching illness from polluted water and they formed and organization called surfers against sewage to make the government and water companies to work and clean up. By law the government has to put rules against polluters and sanctions against factories that produce pollution and each country should have a certain amount of pollution it should produce. By economics they all think in economics the best way to fight pollution is to do something called polluter pays principles its exactly the same like laws who ever creates pollution should pay for it and to clean up for what he did. Outline Introduction Literature review Water pollution Causes of water pollution and drought in Egypt Effects of water pollution and droughts in Egypt Solutions to water pollution and drought in Egypt Conclusion

Three Major Types Of Buying Situation Commerce Essay

Three Major Types Of Buying Situation Commerce Essay Consumer behaviour is the study of individuals, groups, or organizations and the processes they use to choose, expend, and dispose of products, services, experiences, or ideas to satisfy their needs and the impacts that these processes have on the consumer and society (Noel, 2009). Consumer behaviour mixes elements from psychology, sociology, social anthropology and economics and it also intends to understand the buyer decision making process, both in individual and in groups (Noel, 2009). There are various elements which can influence consumer behaviour, recent research implies that it may vary depending on the buying situation. This essay is going to define the main types of buying situations, outline the characteristics of them and explain factors which are likely to impact customer involvement in each situation. In general, there are three major types of buying situations (BE, 2005). †¢ The new task is a business buying situation in which the buyer purchases a product or service for the first time. †¢ The modified rebuy is defined as a business buying situation in which the buyer wants to modify product specifications, prices, terms, or suppliers. †¢ Straight rebuy is a buying situation in which the buyer routinely reorders something without any modifications. The three types of buying situations could be significantly different. Various factors may work in different situations. Every time when the buyer is to take a purchase decision, buying situation can be different, it may or may not be the same as the previous one. The differentiation between the two buying situations may be caused by the absence of any or all of the following factors (LME, 2006). †¢ Awareness about competing brands in a product group. †¢ Customer has a decision criterion. †¢ Customer is able to evaluate and decide on his choice. According to the factors above, the three major types of buying situation could be obviously different. The new task could also be defined as extensive problem solving  situation (LME, 2006). In this situation, the buyer has no past experience for products and he is totally new to buy the products which require some and extensive efforts for a buyer to decide about the product purchase. It may take customers longer time to make a decision because it could have a greater risk or cost and take more time in getting know of the new products. Modified rebuy could also be called as limited problem solving situation in which supplies a change and gives the customer with new experience and new preference (CM, 2005). It gives a chance to the customer to try something new. If the introduction of a new brand or a product shows many advantages to the customer, it could require a change in the customers decision criterion. For example, a housewife decides to buy a soap and she sees a new liquid toilet soap which promises to keep her skin soft and moisturized, the brand also promises to give vitamin E, which the manufacturer claims is required in temperate conditions. The liquid toilet soap brand is available in four fragrances .The pack can be refilled every time the soap gets fully consumed .Now this introduction is likely to change her decision and may be the choice criterion. If she spends some time in evaluating the liquid toilet soap against the normal bar soap and then decides to try it, we conclude that for her it was a li mited problem solving situation (CM, 2005). As can be seen, modified rebuy might often lead to a trial purchase. The customer may even decide to continue with her current product choice. Generally it has been admitted that brand extension strategy helps the customer to reduce the elements of newness in the purchase decision. Straight rebuy is also known as extensive problem solving situation  and it is characterized by the presence of all three criterion for differentiation (CM, 2005). In other words, customers are aware of his or her choices, they know what they are searching for, as his or her choice, what exactly his need is and which is based on personal experience of either self or others might be relatives, friends or the customers have heard about it that is known to be called as good messages. Generally, the customers spend little or no time choosing alternatives of the product and the substitutes of the product .Brand loyalty is relatively higher here. Moreover, this is a buying situation where a customer perceives a low risk in buying the product and/or the brand. For example, a housewife goes to the shop or a supermarket and spends much less time in choosing her toiletries, drinks like tea or coffee and other food products. For each time she goes to buy the things for family requirements and needs, she generally finishes up buying the same brand. As it is shown above, the three factors which make the differentiations between the buying situations appear different in each situation. Thus, there could be different factors which affect customer involvement in each situation. In general, there are four of them (Song, J.H. and Adams, C.R., 1993): †¢Capacity: What it does for a buyer; †¢Quality: How well or poorly it does the specified functions; †¢Price: The amount paid by the buyer; †¢Effort: The time and energy expended by the buyer. These four factors are most likely to affect customers to make the decision when they are doing a purchase, which could participate differently in the three buying situations. In the new task buying situation, because customer has no experience for the products, it may have more factors affecting the customer involvement. The customers could consider all the factors: capacity, quality, price and also brand, it could take the customers more time than other buying situations. It could be the buying situation which is most likely to affect customer involvement. The firms have to set all the factors right if they want to attract new customers or they want to develop a new product. In the modified rebuy situation, customers may contrast the previous products with the new ones. As the customers understand what they need and what the products can do, the factors like quality and price are important to affect the customer involvement. Sometimes, a good introduction of the capacity is important as well. In this situation, the brand loyalty could also act as an important factor of affecting the customer involvement. It also may take customers quite a long time befor e making a decision. In the straight rebuy situation, the customers know exactly what they need, they have already know the information about the products they want. Therefore, the most likely factors which could affect the customer involvement are the capacity and the quality. Once the firms have done well on the quality of their products and also make a good introduction of the capacity of products, it could make customers spending less time on making a decision. It may let customers feel easy to be involved in the consuming. In conclusion, there are three major types of buying situations, which are new task, modified rebuy and straight rebuy. Three factors make the buying situations be different from the others, customers may face different problems in these situations. Thus, there are four main factors which are likely to affect customer involvement. Each situation could also have different types of factors which effect the customer involvement. All of the above suggests that consumer behaviour do vary depending on the buying situation. More research could be done on what firms can do to improve the customer involvement while choosing their products.